![]() The issuer will review your credit report and credit score.This information helps the issuer determine whether you have enough income and job stability to pay off balances you incur with the credit card. Also, you'll need to list your employer and annual income. You'll be asked for your name, Social Security number, birthday, home address, email address and other identifying information. Cards with annual fees usually have robust rewards and better-than-average perks and benefits. Many cards also offer sign-up bonuses to new cardholders. Featured perks might include waived baggage fees, priority boarding privileges, purchase protection for eligible items, cellphone insurance plans and in-flight credits. Compare the cards you're interested in to find the best fit. Credit cards that target people with bad credit sometimes charge application fees and even monthly maintenance fees. Read the fine print to know how much the issuer charges for late fees, paper copies of statements and so on. If you travel overseas frequently, take a look at our Best No Foreign Transaction Fee Credit Cards. Many credit cards charge this fee when a purchase is processed outside of the U.S. ![]() A cash advance is an expensive way to borrow money. You should know that there's no grace period with cash advances, which means that interest starts accruing immediately. It's usually higher than the purchase APR. ![]() And compare the cash advance APR for each card. Look at the transaction fees, which are usually 2% to 5%. Your goal is to get a rewards card that helps you make a profit. Then subtract the annual fee to see if you still come out ahead. Before you choose a card with an annual fee, estimate how much you'll earn in rewards with the credit card. Rewards credit cards may have annual fees. Most 0% APR cards offer between 12 and 21 months. You also need to compare balance transfer fees, which are usually 3% to 5% of each transfer, as well as the length of the 0% APR offer, if there is one. But you still might find a balance transfer card with an APR that's lower than what you have now. Those with lower credit scores might not qualify for cards with a 0% APR. The best balance transfer cards offer a 0% introductory APR. Paying your balance in full every month is best, but you'll still want to know a card's APR to see if it's high compared with other cards in that category. This is the APR on purchases made with a credit card.
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![]() It estimated what would have happened if the transmission of the virus hadn’t been reduced, finding that 3.1 million deaths “have been averted owing to interventions since the beginning of the epidemic.” The estimate doesn’t account for behavior changes or the impact of overwhelmed health systems. For instance, a study published in Nature in June 2020 found that “major non-pharmaceutical interventions-and lockdowns in particular-have had a large effect on reducing transmission” in 11 European countries. ![]() There have been a lot of studies assessing whether and to what extent so-called “lockdowns” and various NPIs have been effective, and plenty of research that has concluded these measures can limit transmission, or reduce cases and deaths. But the WHO “recognizes that at certain points, some countries have had no choice but to issue stay-at-home orders and other measures, to buy time.” The more extreme measures - widespread business closures and stay-at-home orders, generally called “lockdowns,” though there’s no set definition - clearly came with economic and social costs, as the World Health Organization says. Without vaccines or evidence-based treatments, these non-pharmaceutical interventions, or NPIs, were the only public health measures available for months to combat the pandemic. In the early months of the COVID-19 pandemic in 2020, as the virus spread around the globe, many countries implemented restrictions on movement and social gatherings in an effort to flatten the curve - or reduce sharp spikes in caseloads to avoid overwhelming health care facilities. Layered, tightly woven cloth masks offer more protection, while well-fitting surgical masks and KN95 respirators provide even more protection and N95 respirators are the most protective. Loosely woven cloth masks are the least protective. ![]() The Centers for Disease Control and Prevention recommends that people wear the most protective mask that fits well and can be worn consistently. Masks should not be viewed as foolproof, as no mask is thought to offer complete protection to the wearer or to others. Observational studies, while limited, have generally found mask-wearing to be associated with a reduced risk of contracting the virus or fewer COVID-19 cases in a community.Ī few randomized controlled trials have found that providing free masks and encouraging people to wear them results in a small to moderate reduction in transmission, although these results have not always been statistically significant. Lab tests, for example, show that certain masks and N95 respirators can partially block exhaled respiratory droplets or aerosols, which are thought to be the primary ways the virus spreads. Multiple lines of evidence back the use of face masks to protect against the coronavirus, although some uncertainty remains as to how effective mask interventions are in preventing spread in the community. ![]() I marveled at Bibi’s resilience and ability to bounce back from one illness after another. Bibi’s surgery was a success and she returned home to Mali. This is when they discovered Bibi had a brain tumor and she had to undergo surgery. While she was in Istanbul she collapsed and was rushed to the hospital. ![]() Years prior she received the Malian Chevalier des Ordres and on Apshe was being honored as the Malian Mother of the Year in Istanbul, Turkey. Over the years Bibi has received many humanitarian awards. When Bibi finished her treatment her daughter arranged to have her flown back to Mali so she could resume her role at the helm of the orphanage. Fortunate for Bibi one of her daughters works for an airline and as such was able to provide Bibi with a family travel pass. Eventually her chest pains got worse and she was flown to Tunisia where she was admitted into a hospital. With her orphanage over flowing with refugees she started developing chest pains. To eat better, to unplug the phone, to go on a spiritual retreat or to do anything that would help re-energize her physical batteries.īut she was incapable of turning a blind eye and her breakneck pace continued as the war in Mali raged on. It was a wonder if Bibi slept 2 hours each night. She has been an unstoppable force answering every desperate plea for help, hearing about sightings of babies who were being abandoned and doing spot checks in the middle of the night to make sure the recently arrived malnourished babies were receiving constant care. Click here to see a video of Bibi during better health times at the orphanage. Through it all Bibi’s efforts to help her fellow countrymen/women and children has been unwaivering. The abject poverty, dismal conditions and the tragic reality of new born babies being abandoned in hospitals and on the side of the road was more than I could bear. Nothing could have prepared me for the trip that lay before me. I visited Bibi and the babies in June of 2012. I was deeply touched by Alejandro’s story as he continues to help the orphanage to this very day. In 1993 Bibi decided to formalize her efforts to help abandoned babies and founded a foreign non profit (NGO) called Asemali. Growing up as a child she learned from her mother to never turn a blind eye on someone in need. Bibi was born in the historic town Timbuktu. In reality Bibi’s personal home has always been a refuge for asylum seekers and orphans. The orphanage home is called Orphelinat Niaber and their registered NGO name is Asemali. It was a long trek from DC to Mali but young Alejandro managed to navigate multiple countries with 5 duffle bags filled to the hilt with donations for Bibi’s orphans. ![]() He visited Bibi’s orphanage on a school trip to Bamako, Mali a couple of years ago. I met Bibi through a kind hearted, enterprising teenager named Alejandro Ernst. I like to call Madame Maly Sangho “Mama Love” because this is what she epitomizes. Browse our wide selection of Sweeteners & Substitutes for Delivery or Drive Up & Go to pick up at the. However, dear readers, you will have to decide that for yourselves. Shop Equal Salted Caramel - 80 Count from Safeway. However, given the basic unholy equation of ,it’s tough to argue that a lack of corn syrup lends the Smitten Kitchen contender any purportedly ‘health-related’ clout in this contest. Because it doesn’t contain corn syrup, I suppose that you could argue it is less heavily processed than its opponent. The second contender is a darker, more viscous salted butter caramel of European descent, brought to you by the Smitten Kitchen after her love affair with a Parisian varietal. I do not recommend this tack if you value your life. Crunchy caramel bits serve as the perfect complement to mouthwatering sea salt crystals and bring out the complex flavors of the smooth, fruity chocolate. One of its most compelling characteristics is its amenability to admixture with other fattening treats you can easily melt it together with equal amounts of peanut butter to create human kryptonite: peanut butter salted caramel sauce. The first, which I tend to think of as more of a golden salted caramel filling, comes from Form V Artisan‘s acclaimed brownie recipe. I have not one, but two favourite salted caramel recipes, drawn from two equally esteemed sources. An organic dark chocolate bar with crunchy caramel pieces and mouth watering salt crystals which work together to bring out the complex flavours of the. Add the vanilla and salt and you have an easy caramel syrup or sauce. Simmering doesn’t count as boiling, so once it’s bubbling all the way through, then set your timer. TIP: the important part is waiting to set the clock until it’s BOILING. What is more important than my current suite of unhealthy addictions is their catholic nature. Cook it with the brown sugar and milk until it boils for a few minutes. Ingredients: Organic Chocolate Liquor, Organic Raw Cane Sugar, Organic. Thoughts like that can drive one to drink…or eat spoonfuls of salted caramel directly out of the container. Equal Exchange Chocolate Bar, Caramel Crunch with Sea Salt, Organic - 12 x 3.5 ozs. A death that likely would have resulted from some dreadful combination of obesity and malnutrition. ![]() Much like Larkin’s dolorous speaker, I too was forced to acknowledge my own mortality, in that I could not carry on producing such excessive amounts of salted caramel without succumbing to an early death. Refrigerate in an airtight container up to 2 weeks. Serve warm, at room temperature or chilled. Keep in mind it thickens more as it cools. Typing that makes my soul twinge with a frisson of sorrow akin to the “standing chill” in Larkin’s Aubade.Īctually, the Larkin reference is particularly appropriate here given that the standing chill felt by his speaker symbolizes man’s response to acknowleding his own mortality. Combine all ingredients in a small/medium saucepan and simmer over low heat, whisking constantly or until thickened and no longer watery (6-9 min). I haven’t made any salted caramel sauce for at least two or three weeks now. ![]() This contour gauge from Varsk enables users to duplicate pipes, trim, automobile panels, and other irregularly shaped things thanks to its high teeth count and robust locking mechanism. Read more: Lists of best circular saw Varsk Contour Gauge Duplicator For those difficult odd-shaped corners and angles, it was ideal. This tool was really helpful for me as I was installing new flooring. Another reviewer said, “Amazing tool one must have in their toolkit. It was simple to use locked precisely to hold mark, according to one reviewer who gave this contour gauge profile tool with the lock a positive evaluation. You also receive a handy aluminum angle ruler tool for duplicating and measuring challenging shapes and angles, and it works on a variety of surfaces like wood, tiles, ducting, and laminate. The Verve Tool locking contour gauge’s metal locking mechanism uses a twin screw adjustable system to securely lock the duplicated shape during the crucial journey to transfer the pattern to the material for tracing and cutting (without the use of a hex key). Read more: Lists of best car vacuum cleaner Verve Tool Contour Gauge with Lock Standard measuring indications are included on an integrated ruler. Its gauge is large enough to measure up to 3.5 inches deep, making it useful for replicating deeper objects like pipes and thicker baseboards and trim, while lacking the locking mechanism and tension adjustment of other models. ![]() These stainless-steel pins not only have a fine form but also extra durability because they are less brittle than plastic. Its metal design enables the pins to be finer than plastic pins, enabling it to accurately duplicate curves. With 35 pins per inch and a deeper pin depth than typical contour gauges, this stainless-steel contour gauge from General Tools offers toughness and a high level of precision. Read more: Understanding Multimeter General Tools 837 6-Inch Contour Gauge The ability to obtain a precise arch on a panel just cannot be replaced. One satisfied customer said, “Works fantastic and generates very clear outlines,” and another, who works in a busy hot rod shop and does all the metal fabrication, said, “This product is so valuable I would buy again in a heartbeat. It can also be handy for pottery and art creation. This unit’s big size makes it a solid favorite in a range of industries. ![]() The Big Horn 19062 20-inch contour gauge is the right size for activities like bricklaying, working around a fireplace, and more complex siding designs even if an average-sized profile gauge of roughly 10 inches is adequate for the majority of basic tracing tasks. ![]() One 2018 study, published in the International Journal of Exercise Science, found that daily use of recovery boots significantly decreased muscular swelling and other consequences of working out. Whether you stare at a screen all day, suffer from headaches or anxiety, or struggle to fall asleep, SmartGoggles keep you moving throughout the day and help you rest at night. Generally, recovery boots easy to use, easy to store and feel really, really good. It truly does feel like someone is squeezing your legs and applying pressure to the specific muscle groups you target. Slip them on to soothe headaches, relieve eye strain, and invite calmness into the body and mind. Air Relax is a compression equipment company specializing in solutions for sports medicine, rehabilitation and circulatory disorders. Air Relax have a number of quality compression boots models online. The only eye mask powered by SmartSense Technology™ - our exclusive biometric sensor that customizes treatments that lower your heart rate to a more relaxed state. When putting it on, its best to start from the toes and work upwards to wrap the velcro sleeves around the calves and thighs. I included the Air Relax Compression Device as a great lower price point option. Air Relax has grown by leaps and bounds since I first reviewed them in 2016 and now outsells Normatec 3:1. It is 900 less than Normatec and that is a huge difference for many people. ![]() Therabody has the right to end this promotion at any time. The ReAthlete Air C +Heat massager fits like pant legs that cover everything from your thighs to your toes. Air Relax Sequential Compression Device Review. Air Relax makes an extremely compelling alternative at a very attractive price point that allows more people to discover the benefits of recovery compression boots. Returns of any portion of the qualifying purchase will require forfeiture of amount equal to offer. Excludes applicable taxes, and shipping and handling. Discounts valid on qualifying Theragun, Wave Series, PowerDot, RecoveryAir, SmartGoggles and TheraFace products only and not combinable with other offers, promotions, gift cards, or employee discount. Offer is valid starting at 12:00 AM PST on 12/3/23 for a limited time at for qualifying orders shipped within the U.S. Take up to $300 off select Therabody products. ![]() ![]() Tap the configuration profile in Mail and follow the installation instructions. On your Mac or PC: Save the file to your hard disk and email it to an account on your iPad.For devices running iPadOS 16.3 or earlier Note: Your iPad must be signed in with the Apple ID you use to sign into to the Apple Developer website in order to access the beta software. Go to Settings General > Software Update > Beta Updates and choose the developer beta.IPadOS beta software For devices running iPadOS 16.4 or later To get iOS 17 beta, please follow the instructions for iOS 16.4 or later. Please note that the configuration profile will only offer iOS 16 beta updates. If you tap Install Tonight, connect your device to a power cord at night and your device will update automatically by morning. Or tap Later and choose Install Tonight or Remind Me Later. Tap Settings > General > Software Update.Connect your device to a power cord and connect to Wi-Fi.On your Mac or PC: Save the file to your hard disk and email it to an account on your iPhone.On your device: Download the configuration profile directly onto your device and follow the installation instructions.Download the configuration profile from the download page.Note: Your iPhone must be signed in with the Apple ID you use to sign into to the Apple Developer website in order to access the beta software. When a new developer beta is available, you can install it from Software Update.Go to Settings > General > Software Update > Beta Updates and choose the Developer beta.IOS beta software For devices running iOS 16.4 or later ![]() Saddened, the shark disappeared into the sea for ages. The shark yearned to join the Cookies for these parties, but they always ran away. This curious swimmer often popped up to the surface to watch the pirates party on their ships. Being reliant on regular attacks to confer debuffs means players should equip him with Toppings that either boost his overall DPS and ATK SPD. Once upon a time, there was a shark that lived in the deep blue sea. Regular Attacks: Unlike other heavy damage-dealers, Crunchy Chip doesn’t rely on elemental statuses to increase his damage output.As noted with his toolkit, Crunchy Chip as a Charge Type relies on debuffing foes as soon as possible and zoom in for the kill. Charge Type: Unlike Defense Cookies, Crunchy Chip is a more offensive Charge Type that relies on heavy-hitting skills that primarily target other front enemies.Most of the time, Front Cookies lack ATK but make up for decent HP and DEF, especially in the case of Defense Cookies that tend to sponge damage and give the rest of the team time to strike a counter-attack. Front Position: As a Front Cookie, Crunchy Chip is touted as a vanguard unit capable of either defending the squad or being powerful enough to start a frontal assault.The best toppings for Wildberry Cookie are 5x Solid Almond, which will increase the Cookie’s DMG resistance by 5 or mix in with Searing Raspberry to take advantage of increased ATK (we recommend 3x or 5x). With this in mind, here are certain considerations when customizing Crunchy Chip with specific Toppings: Wildberry Cookie Best Toppings and Builds. Not only that, his focus on inflicting debuffs with his Regular Attacks means his primary method of securing the advantage is through basic offense with no fancy effects. With Wolf Squadron in mind, Crunchy Chip cements his overall ATK and DMG sources with his Wolf Summons, making him heavily reliant on his Skill to boost his DPS. So, quite a few of you have left comments on Facebook telling me that you are familiar with this recipe, but you call them seven layer bars.Before outfitting Crunchy Chip with specific Toppings, players of the gacha RPG may want to consider his overall combat style before selecting primary buffers to go in tandem with Treasures. If you’re looking for more easy desserts, don’t miss my yummy and simple cherry dump cake recipe. My whole family looks forward to these scrumptious coconut magic cookie bars. In a medium sized bowl whisk together pumpkin puree, evaporated milk, sugar, egg, vanilla, pumpkin pie spice, cinnamon, and salt. I could literally eat a whole pan of these bars!Įven though these aren’t exactly a festive holiday dessert, I also love making them for our Christmas celebrations. Preheat oven to 375☏, grease muffin tin with shortening/Pam Spray and flour, or Baker’s Joy (which has flour in it). I am in love with coconut, chocolate, and pecans. I don’t typically go for dessert recipes that are quite this decadent, but I am just such a huge fan of the flavor combination. ![]() Y’all, these coconut magic bars are like HEAVEN.įor a different twist, try these decadent mint chocolate magic bars. ![]() It doesn’t seem like something so TASTY could result from layering a few ingredients in a baking dish. These coconut magic bars (sometimes called magic cookie bars or even just magic bars) are so easy to make that it’s almost funny. This is my all-time favorite dessert recipe. My mom has agreed to make them for me and I am so excited. My birthday is coming up on December 13th (we won’t discuss my age…) and all I want are these absolutely incredible coconut magic bars. Captain Cookie treats are all made from scratch using our secret recipes, baked fresh daily We also offer edible cookie. ![]()
Pre-Owned and New All-terrain Vehicles in RideNow Powersports Our ATVs are a high-performance and bold way to ride. We got the perfect four-wheeler for your needs whenever you’re just exploring a new bike or are a quad enthusiast. Prepare yourself to get your wheels dirty and hit the road even in the roughest conditions.Įxperience the thrill of riding a quad bike and find out why no other vehicle would ever come as close as an all-terrain vehicle in matters of reliability, durability, and control. ![]() When you are given the responsibility to lead, you are given an awesome opportunity to influence the lives of many people positively, a responsibility you should never take for granted.Ĭredits: The Golden Rule of Leadership: Leading Others is a Privilege Not a Right (and My Challenge to You) by Milo SindellĬheck out our new Amazon Best Seller, “Unlock The Hidden Leader, Become The Leader You Were Destined To Be,” by simply clicking the link below.If you want to go on a fast and exciting adventure, then getting a pre-owned ATV is the right choice for you. You are privileged to be in a position where you can direct, shape, and focus people’s potential to a specific result. Too often, I have seen leaders duck and cover, throw their people under the bus, throw their positional weight around, and instead of leading from a place of service, lead from a place of ego when things get rough. Being the leader means that you have been placed in a position to serve others. Many leaders seem to forget that leading others should be held in reverence more than anything else. What does it mean to be a leader who leads from a place of humble privilege vs. This is best achieved by hiring people better than you, and those that share a different perspective.Įmpower them, learn from them and the rest will take care of itself □ In short, the aim of any great leader is to make your daily responsibilities redundant. When your team can carry the torch, you're free to explore new horizons without being tied down. □ Ensured Continuity: “Smooth Transition" Encouraging growth shows you value your team members, creating a supportive environment. Inclusive leadership fosters loyalty and trust. Strength lies in unity, and a mix of talents creates a powerhouse of cooperation. □ Unified Power: “Flourish in Collaboration”Ĭollaboration flourishes when skills vary. Different perspectives catch what others might miss, reducing blind spots. □️♂️ Informed Choices: “Embrace Thought Variety"Įmbracing diversity of thought leads to well-rounded decisions. Acknowledging that you don't know everything encourages openness to fresh ideas and creative solutions. Imagine being on a rocket powered by knowledge and experience – you'll reach your goals faster. Learning from the best accelerates personal growth. □ Fast-Track Growth: “Learn from Experts" Just like a puzzle, different pieces fit together to create a whole that's stronger than its parts. ![]() Surrounding yourself with smarter people boosts team intelligence. ![]() Leaders like the above ☝□are missing out on: □□♂️ Lack of Awareness: Some leaders might just not fully recognise the value of diversity or the importance of surrounding themselves with skilled individuals. □ Short-Term Thinking: Hiring less skilled individuals could be a short-sighted approach to save costs or meet immediate needs, ignoring the long-term benefits of a talented and diverse team. ❤️ Misguided Loyalty: Leaders might adopt favouritism and hire people based on personal relationships or loyalties. □□♂️ Comfort Zone: Some leaders prefer familiarity and ease, preventing them from being pushed out of their boundaries. □ Fear of Challenge: A diverse team can bring different viewpoints that might challenge the leader's ideas and decisions. □ Need for Control: Hiring “less competent” team members could ensure that the leader remains the central figure, exerting control over important matters. Therefore, surrounding themselves with highly skilled individuals could make them feel inadequate or threatened. □ Insecurity: Some leaders want to maintain the perception of being the smartest or most capable in the room. It’s because there's often hidden complexity beneath the surface. Yet, why do so many leaders still struggle to grasp it? Hire people BETTER THAN YOU and DIFFERENT TO YOU… |
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